It could help as many as three to four million owners change the terms of their mortgages to avoid foreclosure.

VOA: special.2009.02.20

Credit card companies will have to inform cardholders forty-five days before they raise interest rates or change other important terms.

VOA: special.2009.05.22

I will not change the terms as they are written.

VOA: special.2009.12.24

Now only about "There is change in some people traditionally expected platinum to be an expensive metal, people are looking at it in the same terms as gold values,"

VOA: standard.2009.10.17