"They must produce a more stable system, one that protects consumers and investors, rewards innovation and is able to adapt and evolve with changes in the structure of our financial system."

VOA: standard.2009.03.26

The agency report called for the need to adapt to an increase in more intense hurricanes in the Caribbean, above-average warming impact on glacier-dependent river flows in Central Asia,and droughts affecting fragile economies in North Africa.

VOA: standard.2009.09.01