That bill would not create an independent consumer agency, but instead a new office at the Federal Reserve, the central bank.

VOA: special.2010.04.16

Some people have a fifteen- or twenty-year loan, often with an adjustable interest rate instead of a rate that never changes.

VOA: special.2011.01.24

So you feel like you are a guest in a home instead of a visitor in a huge, impersonal museum.

VOA: special.2009.01.11

"Cupcakes are cool because they're having your own personal cake instead of having to share with a lot of people.

VOA: special.2010.04.12

Mothers learn to carry preterm babies in front instead the traditional African way of carrying a baby, on the mother's back.

VOA: special.2009.10.26

Instead, if you attempt to open a Flash page, you get what has become known as "the blue Lego of death."

VOA: special.2010.06.22

So, when the people of the North expected a speech of victory, he gave them a speech of reconstruction, instead.

VOA: special.2009.12.31

My mother was a teacher. My father had planned to become a big business man, but he became a social worker instead.

VOA: special.2010.01.30

In some cases,instead of a cast, a splint made of plastic or metal will be secured over the area to restrict movement.

VOA: special.2009.02.04

He says the display was designed to look like a map of the local Washington Metro train system instead of a tree.

VOA: special.2009.12.01

The new guidelines say women age twenty-one to twenty-nine only need to get a Pap test every two years instead of yearly.

VOA: special.2009.11.25

A person with less than twenty-eight grams will now be charged with an infraction instead of a misdemeanor.

VOA: special.2010.10.11

Instead of a young man full of life, they saw an old man who could not speak clearly or control his shaking.

VOA: special.2010.06.20

Studies support the theory that there are several causes, instead of a single environmental cause or genetic problem.

VOA: special.2009.01.06