At the end of the loan upon your payment of the principal and of sufficient additional interest, John Milton, Sr., the goldsmith, would return to you the gold that you had entrusted to him.

在贷款期限到期时，在你支付了本金,和额外的利息后，金匠约翰弥尔顿会把你托付,给他的金币还给你。

耶鲁公开课 - 弥尔顿课程节选

And get rid of this balloon payment thing at the end -that was a dumb idea.

并取消了期末大额偿还的还款方式,期末大额偿还是很愚蠢的做法

耶鲁公开课 - 金融市场课程节选