The Federal Reserve recently extended into next year a loan program designed to get investors to buy more securities like these.
VOA: special.2009.09.04
A mortgage lender doesn't want to lend more than the property is worth because that would mean a loan-to-value ratio over one.
抵押贷款的贷方,借给你的钱不会超过财产本身价值,因此贷款价值比率就会大于1
You can just get a loan out and pay it all at the end.
你可以贷款,最后再还清。
People do not need a job or a good credit history to get a loan from a pawnbroker.
VOA: special.2011.04.18
When you mortgage a property that means that you offer the property as collateral for a loan.
当你通过抵押贷款购买一项财产意味着,你需要抵押这项财产的所有权以获得贷款
She suggests that pullers might not be able to earn enough to pay back a loan for the current high cost of a Soleckshaw.
VOA: special.2009.05.11
And then people get a maintenance loan which helps, like cover the cost of living
然后,学生会得到一笔生活费用贷款,这个帮助学生支付生活费,
That situation increases the risk that a loan will not be repaid.
VOA: special.2009.12.18
If a firm is competing against a customer let's say for a non-prime loan perhaps that assumption is not quite so safe.
如果一家公司在和客户博弈,比如发放说次级贷款,可能假设不是那么完备
W.M.I.agreed to put together a loan program for the women.
VOA: special.2010.06.16
There are lots of costs, so you want to have a loan-to-value ratio, which is sufficiently low, that the collateral will cover the value of the loan.
那是一大笔开销,因此你要设定一个足够低的,贷款价值比率,使得抵押物价值能够为贷款提供保障
A grant,unlike a loan,does not have to be repaid.
VOA: special.2009.02.19
People can't pay --they can't pay a high interest if they don't have it as a long-term loan.
如果银行不发放长期贷款,他们就不能够支付高额利息
In 1991,dwindling foreign exchange reserves forced New Delhi to use its gold reserves to raise a loan to pay its international debt.
VOA: standard.2009.11.06
It was just part of the new President Bush's plan to increase the conforming loan limits on Fannie and Freddie to allow them to lend at a higher price.
小布什总统的政策之一就是,增加房利美和房地美的贷款限额,以便让他们可以在高房价下继续贷款
Only one client has not repaid a loan, after he lost a job that helped support his business.
VOA: standard.2010.05.06
Your banker understands that your business can't pay the money back and that the bank has a reputation in the community of helping business people, so they won't ask for the money even though it's a short-term loan that they made to you.
他会理解,你的公司可能无法还钱,在业界里银行向来,有帮助企业家的美名,所以他们不会要求你还钱,即使他们借给你的是短期贷款
"We are appreciative,at least I am, that he gave us the loan. Remember,it's a loan, we are paying it back, it's not like the banks.
VOA: standard.2010.07.29
Actually I mentioned the Term Securities Loan Facility because it's a new innovation but it hasn't started yet.
事实上,我提到术语,是因为它是一个,新的革新但还没有开始实施。
Two other countries are negotiating for IMF credit lines: Poland applied for about $20 billion and Colombia is asking for a loan up to $10 billion.
VOA: standard.2009.04.22
It's like a Savings and Loan Association except that credit unions are created by some entity, some club or group, and they're not open to the whole public.
这有点像储贷协会,不同点在于,信用合作社是由某个独立群体所创建的,比如社团或集体组织,它不面向整个社会公众
Some people have a fifteen- or twenty-year loan, often with an adjustable interest rate instead of a rate that never changes.
VOA: special.2011.01.24
Over the boom period, we've been seeing a gradual uptrend; just as loan to value ratios were only 60% in the 1920s, now they're up to 90% or 100%.
在繁荣时期可看到一个逐渐上升趋势,上世纪20年代贷款价值比率只有60%,现在飞升至90%或100%
Sri Lanka has been seeking a two billion dollar loan from the International Monetary Fund to help its economy.
VOA: special.2009.05.16
If you go to a savings bank, or a savings and loan, or a commercial bank and you say, I want to open up a checking account--that's a deposit; or, I want to open up a saving account--that's a deposit.
如果你去一个储蓄银行或者商业银行,去储蓄或者贷款,你说,我想开个支票账户,这就是储蓄;,或者说我先开个存款账户,这就是储蓄。
But if a woman does miss a payment, the nineteen other women in each loan group help to repay the money.
VOA: special.2010.06.16
The idea was that a lot of people can't afford a house -let's all get together and pool our money -in a Building Society or Saving and Loan Association -and then we'll loan out to some of us to buy the house.
当初的想法是,很多人都买不起房子,那我们就把钱凑在一起,放到一个建房互助协会或储贷协会里,然后向我们中那些要买房的人发放贷款
Rick Sharga from RealtyTrac says up to one-fourth of all homes that still have a mortgage loan balance are in this situation.
VOA: special.2011.01.24
And everybody gets a tuition loan which is paid straight to the universities.
每个人都有一个学费的贷款,那个是直接支付给学校。
It tells how--there's a conforming loan limit that is a limit on how much Fannie and Freddie -how big a mortgage they can make to one homeowner.
两者都有一个贷款限额标准,也就是限定房利美和房地美,面向单个购房者的抵押贷款额度
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