London insurance companies would because the whole concept of insurance is pooling of independent probabilities.

伦敦的保险公司之所以开展火险,是因为整个保险理念,就是将独立事件发生的风险汇聚起来

耶鲁公开课 - 金融市场课程节选

.. I think of both of these as incorporating-- I would, especially with Harsanyi, but also with Rawls-- as incorporating some idea of risk management into our basic philosophy.

这两者都-,我想。。。特别是海萨尼，当然罗尔斯也是-,这两人将风险管理的理念,引入到我们的基本哲学思维中。

耶鲁公开课 - 金融市场课程节选

.. The problem is again the ideal-- they're trying to work toward what I think of an ideal that we see in finance-- 1 mainly, the perfect correlation of consumption and the elimination of risk--we all help each other.

问题又回到了理想-,他们为之奋斗的这种理想状态,如果用金融学的理念来解读-,就是消费与风险消除的相关系数为,即完全正相关，所有人都互助互利。

耶鲁公开课 - 金融市场课程节选