Namely, that he was concerned about inequality, about some people doing badly, and he proposed an economic alternative that would pool risks.

换句话说，他也关心不平等现象，关心生活艰苦的人们，并且提出了另一种经济方案,来汇聚风险。

耶鲁公开课 - 金融市场课程节选

That's what, in principle, we can do and what I think is the most important concept in finance--this concept of risk pooling.

原则上，这就是我们能做的,我认为这也是金融业最重要的概念,即风险汇聚及分摊。

耶鲁公开课 - 金融市场课程节选

Risk pooling means they put a lot of people with independent or low-correlated risk into a pool and reduce the risk for the whole pool.

风险汇聚即,将独立或相关性小的风险汇聚起来,以降低整体风险

耶鲁公开课 - 金融市场课程节选

I call it the universal principle of risk management pooling and the hedging of risk.

我称之为,风险管理的普遍原则,风险汇聚和风险对冲

耶鲁公开课 - 金融市场课程节选

London insurance companies would because the whole concept of insurance is pooling of independent probabilities.

伦敦的保险公司之所以开展火险,是因为整个保险理念,就是将独立事件发生的风险汇聚起来

耶鲁公开课 - 金融市场课程节选

Insurance relies on this theory of risk pooling but it has to make it work.

保险是基于风险汇聚理论的,并运用其有效降低风险

耶鲁公开课 - 金融市场课程节选

It really is probability theory and the idea of spreading risk through risk pooling.

就是概率论,以及通过风险汇聚来分摊风险

耶鲁公开课 - 金融市场课程节选

But, the real technology is-- the technology that works to eliminate risks is to spread them out, to pool them, to share them among many different people.

但是真正的技术-,能够降低风险,通过风险汇聚，将风险分散，让很多人共同承担。

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In the second lecture, I talked about the pooling of risks and the basic theme of that lecture was that we now have a mathematical theory, probability theory.

第二课，我讲了风险汇聚及分摊,那节课的主题是,一门数学理论，即概率论。

耶鲁公开课 - 金融市场课程节选

The principles of insurance-- the fundamental powerhouse--is the principle of risk pooling.

保险的原理,其基本的动力...是风险汇聚原理

耶鲁公开课 - 金融市场课程节选

Insurers, just like mutual funds, are providing risk pooling for you.

保险公司和共同基金一样,为客户提供风险汇聚服务

耶鲁公开课 - 金融市场课程节选

They're both based on risk management and pooling of risks.

他们都是基于风险管理与风险汇聚

耶鲁公开课 - 金融市场课程节选