As each year goes by, you accumulate economic shocks, shocks to your human capital, shocks to what you own as you get older.

随着年龄增长，你不断遭受经济冲击，对人力资本的冲击，当你一天天长大，你一天天遭受冲击。

耶鲁公开课 - 金融市场课程节选

As you get older, your human capital evolves and it has its ups and downs as you age and you start switching from human capital to other forms of capital.

随着年龄增长，你的人力资本不断发展,它随着你的年龄不断起伏,你的人力资本开始,转变成其他形式的资本。

耶鲁公开课 - 金融市场课程节选