Traditionally, financial inventions were not granted patent rights, but now in the United States and in a number of other countries it has become possible to patent financial inventions.

传统的金融产品,是没有专利的,但现在,在美国,和其他的一些国家中,金融产品也拥有了专利

耶鲁公开课 - 金融市场课程节选

Banks respond to these pressures by coming up with all kinds of creative instruments, re giving permissions to take..

银行迫于压力,开发了,多重创新金融产品，政府允许他们，they’

斯坦福公开课 - 经济学课程节选