That requires a theory of capital and they're going to have to invest the reserves in financial assets.

这需要借助于资本理论,并且还要将储备资金,投资于金融资产。

耶鲁公开课 - 金融市场课程节选

The company has to have enough money on hand to pay out in the case of default.

保险公司必须储备足够的资金,以应对突发的保险事故

耶鲁公开课 - 金融市场课程节选