I think that what you have to do as a young person is develop your human capital and that means knowing how to do things.

我认为作为一个年轻人 你们应该做的,是发展你们的人力资本,而这意味着你们要知道怎样做事情

耶鲁公开课 - 金融市场课程节选

As you get older, your human capital evolves and it has its ups and downs as you age and you start switching from human capital to other forms of capital.

随着年龄增长，你的人力资本不断发展,它随着你的年龄不断起伏,你的人力资本开始,转变成其他形式的资本。

耶鲁公开课 - 金融市场课程节选