Another kind of monoline insurance is health insurance company that merely insures people against health costs, and another important category is life insurance.
另一类单线保险公司是健康保险公司,它们专门为人们的医疗费用提供保险,另外一个重要的分类是人寿保险公司
but you sort of pay extra to be here, where all the people is, and
但是你像是支付了额外的费用来这里,所有人也都是如此,
Every time a product shows up it's bought and paid for, for the most part.
产品的每次出现都需要支付费用,在大多数情况下都是这样
They have risks that their overhead won't cover their risk is that a steady stream of people won't come and be making a steady stream of bets at which each of them has a slightly negative expectation.
他们的风险是能否支付管理费用,他们的风险是不再有稳定的客流来消费,同时每一个人都怀着一丝消极的期待,下源源不断的赌注。
Chronic diseases have a major role in the healthcare costs, so if you look at these chronic diseases, heart disease, stroke, cancer and Diabetes we find that seven out of ten of all deaths are now due to chronic diseases, whereas, it was a very small fraction in 1900.
慢性疾病是医保费用中的一个大头,你看看这些慢性疾病,心脏病,中风,癌症和糖尿病,就会发现如今十分之七的死亡,都是源于慢性疾病,然而,这在1900年仅占很小一部分
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