The originator is the one makes the loan; the servicer is someone who manages the paying of the loan.

原始权益人是发放贷款的人,服务人员是负责管理贷款偿还的人

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The FHA went further than the HOLC; they demanded that mortgages be twenty years and also self-amortizing.

联邦住宅管理局比房主贷款公司更进一步,他们约定抵押贷款,可以在20年内进行分期偿还

耶鲁公开课 - 金融市场课程节选

The FHA is specifically aimed at guaranteeing mortgages for low-income people and it was a vision that Roosevelt had to bring more and more people into owning homes in this country.

联邦住宅管理局专门,为低收入者提供抵押贷款担保,这是罗斯福的一个构想,他希望这个国家能有更多的人,能够住进自己的房子

耶鲁公开课 - 金融市场课程节选

We need--and there's a lot of talk in Congress right now -we need to think about new regulations that protect individuals, much like the regulations that the HOLC and the FHA made.

现在国会里有很多人都在讨论这个问题,我们需要思考关于,能用来保护个人权益的新法规,像房主贷款公司和联邦住宅管理局的制度

耶鲁公开课 - 金融市场课程节选