It used to be that mortgages had what's called a balloon payment at the end.

曾有一段时间,抵押贷款中有期末大额偿还制度

耶鲁公开课 - 金融市场课程节选

We need--and there's a lot of talk in Congress right now -we need to think about new regulations that protect individuals, much like the regulations that the HOLC and the FHA made.

现在国会里有很多人都在讨论这个问题,我们需要思考关于,能用来保护个人权益的新法规,像房主贷款公司和联邦住宅管理局的制度

耶鲁公开课 - 金融市场课程节选