The question is: how can these rating agencies manage the current distrust that has developed?

问题是,这些评级机构该如何应对,当前已然扩散的不信任感呢

耶鲁公开课 - 金融市场课程节选

That was to protect depositors in the case of bank failure and it was a very important innovation because, at that time, there were huge runs on banks.

以保护储户在银行破产中免受损失,该机构的成立是个创举,因为那段时期,银行遭到挤兑

耶鲁公开课 - 金融市场课程节选

Reagan was a big believer in free markets; we had a law that actually passed, it's called the Depository Institution's Deregulation and Monetary Control Act of 1980--that's actually before Reagan.

里根是自由市场的崇信者,那时其实通过了一项法律,称为,1980年存款机构放松管制和货币控制法案,该方案是在里根执政之前通过的

耶鲁公开课 - 金融市场课程节选