Now, how can the insurance company ever evaluate every house properly to avoid that?

如今，保险公司是如何准确评估,每一个房屋的价值而避免那种情况呢？

耶鲁公开课 - 金融市场课程节选

They had to work on that, they had to devise-- they had to get an appraisal industry that could appraise houses and get some idea of what they're really worth.

他们得做些工作，他们要设计出-,他们不得不借助于评估机构,以便于鉴定房屋情况，并且得知一些,其真实价值的参考意见。

耶鲁公开课 - 金融市场课程节选

So,we will make valuation bets.

为此,我们会做价值评估

耶鲁公开课 - 金融市场课程节选

They said, it's not going to work because you have to decide how much the house is insured for and then anybody--If you ever make a mistake and you insure it for too much, then the people who realize they've got one on the insurance company-- they've insured the house for more than it's worth-- they'll burn down their house and collect the money.

他们说，火险根本无法实施,因为你必须判断,这房子的保价是多少,一旦你出现了一些失误,保价评估得过高，那些意识到他们可能会从,保险公司赚利的人们-,即保险公司的保价高于房子的实际价值-,他们就会烧掉自己的房子来赚钱。

耶鲁公开课 - 金融市场课程节选