They're in a -the first thing to understand is that -I start out by telling you the story of the goldsmith banker.

它们...,首先要弄明白的是,在一开始我讲了金匠银行家的故事

耶鲁公开课 - 金融市场课程节选

This goes beyond the simple goldsmith banker story that I was motivating initially.

我在前面讲了一个金匠银行家的故事,现在就没那么简单了

耶鲁公开课 - 金融市场课程节选