They also grow more in countries that have institutional structures that encourage investing in mutual funds, such as pension plans.

此外,在那些,建立了鼓励投资共同基金制度结构,比如养老基金计划的国家,共同基金的发展也比较快

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It's not just taking what's given by the insurance company.

而不局限于保险公司的既定投资计划

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