• It did it through banks; they gave the money to banks to make loans to people who were in trouble.

    贷款还是通过银行发放,他们把钱给银行,然后由银行向有困难的人放贷

    耶鲁公开课 - 金融市场课程节选

  • You can't call up the banker and say that, but if you're playing golf it comes out perfectly naturally.

    他们不可能打电话给银行家说这些的,但如果你们一起打球,就会顺口扯到了

    耶鲁公开课 - 金融市场课程节选

  • He arrangeed a sale, but not quite a fore sale, a fire sale to JP Morgan.

    汉克筹划了一个买卖,不能算是预售,应该是急救销售,将贝尔斯登卖个摩根大通银行

    斯坦福公开课 - 经济学课程节选

  • They were in a very risky position because subprime loans were already recognized as being risky.

    给银行带来极大风险,因为次级债早已被认为具有高风险

    耶鲁公开课 - 金融市场课程节选

  • I called an economist at the BIS and said, can you please explain it to me?

    在国际清算银行,我问一个经济学家,你能不能我解释下?

    耶鲁公开课 - 金融市场课程节选

  • They were lending to banks that were in trouble and the--so we'll give them a good rate; that's what they used to do.

    他们向处于困境的银行贷款,并且-所以,我们要他们一个好的比率;,这就是他们过去经常做的。

    耶鲁公开课 - 金融市场课程节选

  • so ta retail bank sells the mortgage and then the retail banks flips it to Fannie Mae and Freddie Mac which essentially package huge numbers of the mortgages across the countries.

    所以商业零售银行发行贷款,they…,然后商业零售银行将贷款转手,卖房地美和房利美,事实上是收集了,大量的,全国的房贷。

    斯坦福公开课 - 经济学课程节选

  • But the bank would say, hey you're unemployed; we can't give you a mortgage.

    银行会说,你失业了,所以我们不能你办贷款

    耶鲁公开课 - 金融市场课程节选

  • The government was panicked because the banks didn't have enough money to give it to them, so the government shut down the bank accounts and it led to rioting in the streets.

    这令政府感到恐慌,因为银行没有足够的资金支付提款者,所以政府冻结了银行账户,这导致了街头暴乱

    耶鲁公开课 - 金融市场课程节选

  • I went to the Ministry of Finance and we went to the Norges Bank, which is their central bank, and I think the answer I got from them was, yes you're right.

    我去了财政部,我们也去了挪威银行,那是挪威的中央银行,而我觉得他们我的回复是,你是对的。

    耶鲁公开课 - 金融市场课程节选

  • In other words, banks may lend to you or to me re risky borrowers but they sell the mortgages to Fannie Mae or Freddie Mac they get their money right then and there.

    换句话说,银行可能借钱我们,知道我们的信用度不高,knowing,that,we’,但是银行把贷款卖,房地美和房利美,转手就拿到现钱。

    斯坦福公开课 - 经济学课程节选

  • One of the things that the Federal Reserve does is it sets reserve requirements for banks.

    一个联邦储备银行做的事是,它给银行设定了法定准备金率。

    耶鲁公开课 - 金融市场课程节选

  • I also want to talk about the impact of information and technology on banking.

    我还会讲,信息科技给银行业带来的影响

    耶鲁公开课 - 金融市场课程节选

  • It wasn't until after the war that we created a new Bank of the United States in 1816 and gave it a twenty-year charter as well.

    直到战争结束,我们才于1816年建立了一个新的美国银行,并且又了它20年的许可证。

    耶鲁公开课 - 金融市场课程节选

  • You can't stick your bad paper to the banker who knows everybody in the town; he'll figure it out and that's the -and so that's the problem that's solved by bankers.

    你休想把垃圾债权随便卖给银行家,因为他对这个圈子了如指掌,他定会识破的,因此银行家们就解决了逆向选择问题

    耶鲁公开课 - 金融市场课程节选

  • The first wave was in the 1960s and, at that time, Congress had limits-- state governments had limits on the interest that savings banks could pay people on their accounts.

    在20世纪60年代,那时候国会限制了...,各州政府储蓄银行,设定了账户利率的支付上限

    耶鲁公开课 - 金融市场课程节选

  • What the Fed said it would do is announce an auction of so many billion dollars of loans to member banks and the banks have to supply collateral to the Federal Reserve.

    美联储声明的它会做的事是,举行一场对,会员银行发放几十亿美元贷款的拍卖会,条件是这些银行必须,联邦储备银行提供抵押品。

    耶鲁公开课 - 金融市场课程节选

  • Of course, the banker isn't going to give you $1 for something that is paying $1 in a year because the banker knows that $1 could be invested at the interest rate.

    当然,银行不会因为某些东西,在一年内收益一美元,而你一美元,因为银行知道一美元能在利率的基础上,用来投资

    耶鲁公开课 - 金融市场课程节选

  • In fact, the United Kingdom has been an international model for preventing bank runs because the Bank of England would always lend to a bank that was in trouble in order to keep them out of the problem.

    事实上,英国一直是全球,预防银行挤兑的模范,因为英格兰银行总会借款,陷入危机的银行以确保它们脱离险境

    耶鲁公开课 - 金融市场课程节选

  • The idea was that the --so he set up Moody's Rating Agency and the job of Moody's was to give letter grades to securities; it was a little bit like a bank, but it was different because he didn't actually make the loans.

    主旨是... 因此他成立了穆迪评级机构,穆迪的工作就是用字母证券评级,这有点像银行,但还是有区别,因为他并不发放贷款

    耶鲁公开课 - 金融市场课程节选

  • What the government would do is send someone over to the central bank and say -just lend us the money.

    政府会做的是,派遣一个人到中央银行说,嘿,-我们-借我们一些钱,hey,expand--give,us–

    耶鲁公开课 - 金融市场课程节选

  • s up to the Fannie Mae or Freddie Mac to collect mortgages over the next thirty years So let me make sure I have the sequence right Housing prices extremely high among other entities congress place pressure on the banking systems they were ordinary banking systems to make loans more and more affordable.

    结果是房地美和房利美,And,it’,在过去三十年收集全国贷款,让我整理一下顺序,房价很高,及其他政府机构,给银行压力,即普通银行,放贷民间,让更多人买得起。

    斯坦福公开课 - 经济学课程节选

$firstVoiceSent
- 来自原声例句
小调查
请问您想要如何调整此模块?

感谢您的反馈,我们会尽快进行适当修改!
进来说说原因吧 确定
小调查
请问您想要如何调整此模块?

感谢您的反馈,我们会尽快进行适当修改!
进来说说原因吧 确定