It is wrong expectation to expect that getting into a certain place, getting a raise, finding our dream partner, is responsible for our happiness.

错误的期望认为进入某间公司，获得升职，找到理想的伴侣，就能让自己更快乐。

哈佛公开课 - 幸福课课程节选

The theory of insurance is that ideally an insurance company wants to insure independent events.

保险理论就是在理想状态下,保险公司为独立事件承保

耶鲁公开课 - 金融市场课程节选