You go to a bank and say, I want to borrow to refinance my mortgage, which is due now.

你去跟银行讲,由于现在的处境,我想再申请已到期的抵押贷款

耶鲁公开课 - 金融市场课程节选

I heard that Brooklyn is changing these days. Can you tell us about the changes?

我听说现在布鲁克林正在改变。你能跟我讲讲那些变化吗？

布鲁克林的变化 - SpeakingMax英语口语达人