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When they invented fire insurance, in the 1600s, there was a lot of skepticism because anyone can burn down their house.
十七世纪时，人们发明了火险，当时存在很多质疑,因为任何人都可以烧毁他们的房子。
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You don't want your house to burn down,
你可不想让你的房子给烧毁，
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We kind of meet together and we say, if anyone's cabin burns down we'll all come over and help.
我们会聚在一起商定，如果有人的房子烧毁了,我们都会来帮忙。
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Back out of all this now too much for us, Back in a time made simple by the loss Of detail, burned, dissolved, and broken off Like graveyard marble sculpture in the weather, There is a house that is no more a house... And that is where he's going to take us in the poem.
回到那时对我们来说太沉重了，那个时代是由细节的遗失组成的,烧毁的，不见得，和被破坏的,像这样的天气，墓地里的大理石雕像，这是一个不再是房子的房子。,这就是诗里他要带我们去的地方。
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It could be me that-- my cabin could burn down and I would freeze to death in the winter.
因为也许中招的会是我-,我的房子可能被烧毁,冬天我可能会被冻死。
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It's not going to burn any other houses down since it's just completely independent of anything else.
由于火灾是独立事件,他的房子着火了并不会烧毁别人的房子
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I get fire insurance on my house and so I behave badly: I deliberately burn the house down to collect on my insurance.
我为我的房子投了火险，于是我就：,我故意烧毁房屋,以便领走保险金。
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Anyway, the person wrote-- he was talking about fires and was proposing that people should pay 1% of the value of the home every year into a fund and then the fund would be used to replace the home if it burned down.
反正,这人写道...,他当时是讨论火灾,并提出,人们应该每年将自己房屋价值的1%的金额,交给一个基金会,那么如果有房子烧毁了,基金会就可以用这笔钱来重建它
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