What psychologists don't really know is why the Lake Wobegon effect exists, and there are a couple of proposals.

但心理学家还不知道,为什么乌比冈效应会存在，目前有几个假设。

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The percent of people who said yes to that was lower because they didn't put it in an insurance frame.

回答会签署的人占比极低,因为他们注意到框架效应的影响。

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And the Lake Wobegon effect in psychology involves a systematic bias to see ourselves as better than average.

心理学上的乌比冈效应是说人都会,偏心地认为自己比一般人优秀。

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Maybe on average institutions lose thirty basis points, but it's kind of Lake Wobegon, where we all believe that we're better than average, so we're going to overcome that thirty basis points -that's not such a big hurdle.

可能平均每个机构都会落后30个基点,这就有点像沃比冈湖效应,大家都觉得自己能高过市场平均水平,30个基点会赶上的,不算什么大的差距

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This has been called the "Lake Wobegon effect" based on Garrison Keillor's story about a place where all the children are above average.

这个就叫“乌比冈湖效应”,名字源于Garrison，Keillor的一个故事,故事里有个地方的小孩子比一般孩子都优秀。

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