• You have to exclude those causes that generate moral hazard problems for the insurance to work; otherwise, the whole system will fail.

    你得将一些,可能会产生道德风险的情况,排除在外;,否则,整个保险系统就失效了。

    耶鲁公开课 - 金融市场课程节选

  • There are really three themes to today's lecture: a risk theme, a framing theme, and an invention theme.

    今天的课三个主题:,风险,框架效应及发明。

    耶鲁公开课 - 金融市场课程节选

  • And it's a real danger of incumbency.

    的确是责任风险的。

    斯坦福公开课 - 戴尔CEO-Michael.Dell谈创业和发展课程节选

  • And in the face of these risks, there is a characteristic evasion.

    面对这些风险一种典型的回避方式。

    耶鲁公开课 - 公正课程节选

  • So when you put together the race risk that was highest if-- you may remember in the Mexican-Americans, and with the gender risk, higher rates in women, you'd expect the rates to be especially high in Mexican-American women, and in fact, that's what you find.

    最高患病风险的种族,记得是墨西哥裔美国人,结合患病风险较高的女性,我们会预想墨西哥裔女性,患病的风险会特别高,而事实上这也是研究得到的结果

    耶鲁公开课 - 关于食物的心理学、生物学和政治学课程节选

  • But if there's one thing and this is a little risky because there are always holes in any claim like this but if there's one distinct feature of the Old South society and indeed its leadership and most of its people, it would be what we might label anti-modernism.

    一点,具一定的风险,因为任何论点中都会漏洞,如果说旧南方社会,的领导层和大部分人民,都一个显著的特点,那就是在我们看来,他们是反现代的

    耶鲁公开课 - 美国内战与重建课程节选

  • The classic moral hazard problem is the problem that you give fire insurance on a house and someone burns down the house in order to collect the insurance.

    个经典的道德风险的例子就是,给一栋房子投保了火险,人就可能会烧了这栋房子,以获得保险赔付

    耶鲁公开课 - 金融市场课程节选

  • If we had the proper risk management institutions in place, people would have anticipated this risk and would have made swaps or other arrangements to protect themselves against it.

    如果我们合适的风险管理机构,人们能够预料到这种风险,能够提前进行交换或者其他安排,保护自己免受损失。

    耶鲁公开课 - 金融市场课程节选

  • It specifies what risks are covered, exclusions--some risks are not covered.

    它必须约定被保险的风险哪些,以及除外责任,即不被保险的风险哪些

    耶鲁公开课 - 金融市场课程节选

  • I believe that we have quite a low risk portfolio.

    我相信耶鲁因此才一个低风险的组合

    耶鲁公开课 - 金融市场课程节选

  • Borrowing to buy stocks is going to be risky.

    借钱买股票是风险的。

    耶鲁公开课 - 金融市场课程节选

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