The subprime crisis is happening today because home prices are falling and with falling home prices more subprime borrowers are failing to pay their mortgage.

次贷危机之所以会发生,时因为房屋的价格在下降,随着房屋价格的下降更多的次贷借款人,将会无法支付他们的贷款

耶鲁公开课 - 金融市场课程节选

You can pay more into the cash value in one year and less in another year, as long as you keep paying a minimum amount.

你可以在某一年支付更多的现金,而在另一年支付少一些,只要投保人满足最低缴费要求就行

耶鲁公开课 - 金融市场课程节选

It may have to do with the fact that people today don't seem to be as focused on dividends and so that means that companies are more able to reinvest earnings and not pay.

这跟当下人们不再那么,关注股利有关,这意味着公司,可以更多地将收益再投资,而不是支付股利

耶鲁公开课 - 金融市场课程节选