I could consume all of my income-- if I borrow against my future income, I could-- there's a problem here of starvation.

我可以选择花掉所有的收入,如果我用未来的收入作担保借钱...,不过我们还得考虑吃饭问题

耶鲁公开课 - 金融市场课程节选

In other words, banks may lend to you or to me re risky borrowers but they sell the mortgages to Fannie Mae or Freddie Mac they get their money right then and there.

换句话说，银行可能借钱给我们,知道我们的信用度不高，knowing，that，we’,但是银行把贷款卖给,房地美和房利美,转手就拿到现钱。

斯坦福公开课 - 经济学课程节选