So for those of you who haven't read, Richard's father works nights and sleeps during the day, and during the day the children therefore have to be very quiet.

可能有人不清楚，理查的父亲日出而息，日落而作，因而小孩白天不敢出声。

耶鲁公开课 - 1945年后的美国小说课程节选

You would buy life insurance on both the husband and the wife -you might do different amounts; it's done by families with young children to protect them against the economic cost of the death of one of their parents.

夫妻双方都应该购买寿险,但两份保险的金额可以有所不同,这适用于有小孩子的家庭以弥补,因父亲或母亲去世而带来的经济损失

耶鲁公开课 - 金融市场课程节选