As each year goes by, you accumulate economic shocks, shocks to your human capital, shocks to what you own as you get older.

随着年龄增长，你不断遭受经济冲击，对人力资本的冲击，当你一天天长大，你一天天遭受冲击。

耶鲁公开课 - 金融市场课程节选

We had a big scare in 1998; it started with the Asian financial crisis and then it spread to Russia and there was this terrible collapse in Russia in 1998, when the government couldn't pay its debts.

我们经历过最大的一次经济创伤是在1998年;,这次金融危机因亚洲金融危机而起,然后蔓延到俄罗斯,随后对俄罗斯的经济产生了极大地冲击，俄政府担负不起债务。

耶鲁公开课 - 金融市场课程节选