There is an institution called the "gold standard" now totally and completely gone everywhere in the world.

这里有一个机构叫做“金本位制度“,现在完全在,世界各地遍及。

耶鲁公开课 - 金融市场课程节选

If you look at number of organizations that do this business, it comes completely reversed and it's credit unions that are the most important.

从这些金融机构的数量上来看,排行完全相反,信用合作社就成了最重要的

耶鲁公开课 - 金融市场课程节选