That naturally hits monoline insurance companies more than multiline insurance companies because they are more specialized and more vulnerable.

它对单线保险公司的冲击,自然要大于多线保险公司,因为它们的业务更单一也更容易受到影响

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The idea is that if you spread risks they don't disappear, they're still there, but they're spread out over many people and the impact on any one person is reduced.

这种观念就是说如果你把风险分散...,风险仍然存在,并没有消失,但如果风险分散到许多人身上,那每一个人受到风险的冲击就会减少

耶鲁公开课 - 金融市场课程节选

If we didn't have financial arrangements, then the people near the impact would be in a terrible economic situation and the people on the other side would be much better off.

如果我们没有进行财务安排，那么受到冲击的人,就会陷于可怕的经济状况中,而地球另一边的人们,就会好得多。

耶鲁公开课 - 金融市场课程节选