Here's my last slide The National Association of Homebuilders surveys its membership to ask them what is the traffic of homebuyers?

最后一张幻灯片,全美房屋建造协会调查了它的成员,询问他们购房者参观量的情况

耶鲁公开课 - 金融市场课程节选

I am also president of Mathis Brothers Software Pathology We exam websites and software for unfair outcomes.

我也是马西斯&布拉泽斯软件病理协会的会长,协会主要研究网站与软件中存在的不公平现象。

麻省理工公开课 - 媒体、教育、市场课程节选

We won't talk about the BCS rankings, though So the idea here is a pretty simple one.

我们并不是在说英国计算机协会排名,所以我们要讲的概念很简单。

麻省理工公开课 - 计算机科学及编程导论课程节选

Martin Seligman It was started in 1998, when Martin Seligman was the president of the American Psychological Association.

始于1998年,美国心理学协会当时的主席。

哈佛公开课 - 幸福课课程节选

It used to be employed by the Space Research Center at the specific Institute of Technology.

用于“空间研究中心“,这是一个特殊的技术协会。

哈佛公开课 - 计算机科学课程节选

This also came from a U.K. movement called the Building Society Movement, which spread to the U.S.

储贷协会也是源自英国的一场运动,叫做建房互助协会运动,同样也传到了美国

耶鲁公开课 - 金融市场课程节选

I mean, unless you're in the Yale entrepreneurial society ? who can name the CEOs of many companies?

换种说法吧,除非你是在耶鲁的企业家协会,否则你能叫出多少公司CEO的名字呢？

耶鲁公开课 - 政治哲学导论课程节选

So Savings and Loans, traditionally, have made most of their loans in the form of home mortgages.

所以传统的储贷协会,所发放的贷款多为购房抵押贷款

耶鲁公开课 - 金融市场课程节选

Northern Rock was a British building society that was investing in subprime paper in the U.S.

北岩银行是英国的一家建房互助协会,它曾在美国投资次级债券

耶鲁公开课 - 金融市场课程节选

A recent example of overselling: the National Association of Realtors has been running ads saying that home prices have always doubled every ten years.

举一个最近这方面的例子,全国房地产经纪人协会,投放了一则广告,内容是,在过去,房价每十年就能翻一番

耶鲁公开课 - 金融市场课程节选

So, most states would essentially adopt what the NAIC says, otherwise--they're not going to figure it all-- they can't claim to beat--it would be rational to do that.

因此大部分州基本上都会采纳这些建议,不然的话,各州要自己进行全盘考虑,若要推翻保协会的建议,那将是不理智的

耶鲁公开课 - 金融市场课程节选

There's a special student membership so I encourage you to check out the international positive psychology association and join to stay abreast of the latest development in the field of positive psychology.

协会设立特别的学生会员,我鼓励你们了解一下,国际积极心理学协会,加入并把握积极心理学领域,最新发展动态。

哈佛公开课 - 幸福课课程节选

There's an organization called Gambler's Anonymous, which is like Alcoholic's Anonymous.

有个叫匿名戒赌协会的组织,就好像匿名戒酒协会一样

耶鲁公开课 - 金融市场课程节选

This is something that's very important in the United States because, as I mentioned, insurance regulation is divided up over the fifty states and the problem that that creates is-- it's a nightmare for insurance companies because every different state has different laws.

在美国,这个协会是非常重要的,因为,就像我所提及的,保险监管被分散到了五十个州,这对任何一个保险公司而言,都是一个噩梦,因为各州法律各有不同

耶鲁公开课 - 金融市场课程节选

Savings and Loans are the same as Building Societies, but the idea--the original idea and also the general idea today -is that these are banks set up for small savers in order that they can buy a house.

储贷协会和建房互助协会是一回事,其初衷以及现在的一般理念是,这些银行的建立是为了,让小额储蓄者买得起房子

耶鲁公开课 - 金融市场课程节选

I asked you in the final question to just get on a couple of websites, The Federal Reserve and the ICI, which is a mutual industry website, and write a little bit, a couple paragraphs about what this industry is really achieving or how it's trending.

我最后再要求你们,去浏览下一些网站，像联邦储备和美国投资公司协会网站，都是共同基金产业的网站，然后稍微写几段，关于这个产业的成就,或者他们的发展趋势。

耶鲁公开课 - 金融市场课程节选

Also, about regulation, I want to mention the NAIC-- it's a very important institution-- that stands for National Association of Insurance Commissioners.

同样的,关于监管,我要说说NAIC,它是一个非常重要的机构,它的全称是美国保险监督官协会

耶鲁公开课 - 金融市场课程节选

The idea was that a lot of people can't afford a house -let's all get together and pool our money -in a Building Society or Saving and Loan Association -and then we'll loan out to some of us to buy the house.

当初的想法是,很多人都买不起房子,那我们就把钱凑在一起,放到一个建房互助协会或储贷协会里,然后向我们中那些要买房的人发放贷款

耶鲁公开课 - 金融市场课程节选

It's a little bit like the NAIC -the National Association of Insurance Commissioners -recommends laws to the local insurance regulators in the fifty United States.

这有点像NAIC,美国保险监督官协会,它对全美国50个州的,地方保险监管机构推荐法律法规

耶鲁公开课 - 金融市场课程节选

For Savings and Loans, they had an organization called the FSLIC, which is now defunct because of this crisis -Federal Savings and Loan Insurance Corporation -it was insuring deposits of Savings and Loans.

针对储蓄贷款协会,他们成立了一个名为FSLIC的组织,由于次贷危机,该组织已经不复存在了,...全称是联邦储蓄贷款保险公司,它为储蓄贷款协会的存款进行保险

耶鲁公开课 - 金融市场课程节选

So, for example, FINRA, which used to be called The National Association for Security Dealers, is a membership organization of people in the financial community and it imposes rules on its members.

比如说FINRA,以前被称为,全美证券商协会,这是金融界的一个会员组织,负责给协会成员,订立制度

耶鲁公开课 - 金融市场课程节选