You'd have four times as many companies but you might not have four times as much valuable innovation.

有的只是四倍数量的公司，但是,你能够有的有价值的创新想法却远远不够。

斯坦福公开课 - 微软CEO-Steve.Ballmer谈科技的未来课程节选

Both of these were ideas that were copied all over the world-- that's the way inventions are-- so a lot of insurance policies today have cash values.

以上两个点子后来在全世界被广泛使用,这就是创新,所以现在的很多保单都是有现金价值的

耶鲁公开课 - 金融市场课程节选