Self-amortizing means that you're not just paying the interest every year -or every month--you're paying interest plus principal.

分期偿还是指,每年或者每个月,你不仅偿还利息,还要偿还利息加上部分本金

耶鲁公开课 - 金融市场课程节选

The FHA went further than the HOLC; they demanded that mortgages be twenty years and also self-amortizing.

联邦住宅管理局比房主贷款公司更进一步,他们约定抵押贷款,可以在20年内进行分期偿还

耶鲁公开课 - 金融市场课程节选

The other is I take a mortgage, I buy a house, I pay it off, I go into a heavy indebtedness but with a good rational reason and it all works out in the end.

另一种情况是，我分期贷款买了一套房子，我还清了贷款，却债台高筑,这样，于情于理都能说通,而且，最终无事一身轻。

斯坦福公开课 - 经济学课程节选

They demanded that the mortgages be self-amortizing -this is what came in in 1933.

他们希望抵押贷款能够分期偿还,1933年这个要求得以实现

耶鲁公开课 - 金融市场课程节选