London insurance companies would because the whole concept of insurance is pooling of independent probabilities.

伦敦的保险公司之所以开展火险,是因为整个保险理念,就是将独立事件发生的风险汇聚起来

耶鲁公开课 - 金融市场课程节选

The idea, of course, is that we have a legal entity--a corporation-- that issues shares that are either given to people or purchased by people and the idea is that shares represent contributions.

最初的做法是,一个法人实体即公司,发行股票,然后发放或卖给人们,理念就是,股票象征着贡献

耶鲁公开课 - 金融市场课程节选