No, if I'm saving this year my consumption would be less than my income, so my consumption might be here and I would then have more next year.

错了,如果我今年增加储蓄,我的消费就会少于收入,这里表示消费,明年我就会有更多的收入

耶鲁公开课 - 金融市场课程节选

It's a violation of people's liberty for the government to force everyone whether they want to or not to put aside some earnings today for the sake of their retirement.

这侵犯了人们的自由,因为政府强迫所有人，不管愿不愿意,都得储蓄一部分当前收入，留到退休时用。

耶鲁公开课 - 公正课程节选