Now incidentally, often bank loans to corporations are short-term, technically, so the bank is both lending short and borrowing short.
顺便说一下,技术上讲,银行借给公司的都是短期贷款,银行同时进行短期借贷业务
He let you borrowed a shirt and you went to a party and you spilled wine on his shirt.
他借给你一件衬衫,你穿着去参加一个派对,结果溅了一点红酒在上面。
A mortgage lender doesn't want to lend more than the property is worth because that would mean a loan-to-value ratio over one.
抵押贷款的贷方,借给你的钱不会超过财产本身价值,因此贷款价值比率就会大于1
You shouldn't have lent her that money.
你不该借给她钱的。
Anyway, your loan-to-value ratio is getting pretty precarious because your house is now down 30% in value; your loan-to-value ratio, if we were to give you $5,000, would be something like 90%.
你的贷款价值比变得很不安全,因为你的房子已经贬值30%,如果我们借给你5000美金,你的贷款价值比率在90%左右
The people who are in the know -know who's trustworthy as a borrower and who has a good prospect of paying it back -but if I go in there ignorantly, I'm going to get stuck with the worst stuff.
那些行家老手们,就知道哪些借款人是可信的,钱借给谁还款的把握比较大,但如果我懵然不知就把钱投进去了,就可能会落得个血本无归的结果
Most of us are accustomed to a money frame, so most of us--when we lend money to each other, we do it in money terms.
我们大多数人都习惯了货币框架理念,因此,我们大多数在借给别人钱时,都以货币形式操作。
Your banker understands that your business can't pay the money back and that the bank has a reputation in the community of helping business people, so they won't ask for the money even though it's a short-term loan that they made to you.
他会理解,你的公司可能无法还钱,在业界里银行向来,有帮助企业家的美名,所以他们不会要求你还钱,即使他们借给你的是短期贷款
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