This is how they actually compute the payments because you can take, if you want--if someone is borrowing -let's bring it up to today- they're borrowing $200,000.

这就是计算贷款偿还额的方法,比如,如果某人要借款,我们用现实的例子,假设要借20万美元

耶鲁公开课 - 金融市场课程节选

A "Subprime borrower" Is somebody who has a poor credit history or some other indication that would suggest that they might not be able to repay the mortgage-- they might default.

次级借款人"指的是,那些信用记录较差的借款人,或在其他方面显示,他们很可能无力偿还贷款,也就是说他们很可能违约

耶鲁公开课 - 金融市场课程节选