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It's talked about that there should be a federal government regulation of insurance but it's actually state regulators.
也有人认为应该建立国家层面的,保险业监管机构,但现在的情况仍是各州分开监管
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Moreover, we have regulators who have to regulate insurance companies and make sure that they have adequate capital.
此外监管机构,会规范保险公司的行为,并且确保其拥有充足的资金。
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They're essentially more risky and more-- regulators have to watch them more because they're standing at higher probability- a monoline--of some major disaster.
单线保险公司风险更大,监管机构对其监管更严,因为他们遇到危机的,可能性更大
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There have to be regulators that are at least verifying that the insurance company is doing what it says it's going to do.
还必须有监管机构,以确保保险公司将会,履行承诺
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The regulators do many things, but insurance regulators, most of all, are concerned with capital adequacy.
监管机构要顾及很多事情,但保险业监管机构,最为关心的是资本充足率
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It's a little bit like the NAIC -the National Association of Insurance Commissioners -recommends laws to the local insurance regulators in the fifty United States.
这有点像NAIC,美国保险监督官协会,它对全美国50个州的,地方保险监管机构推荐法律法规
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