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And you just think that's just gone, if that sea decide to take that house, it's gone, you cannot do it.
这时你会想说，这房子肯定会被毁掉的，如果大海要毁掉它，它就会毁掉，做什么都没有用的。
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Let's say that you're watching the news and you see a story about a house that blows up,
假设你正在看新闻，你看到一条关于一幢房子爆炸的消息。
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You bought the house for $300,000; you sell it for $270,000 that's exactly what you owe, so you have nothing left.
你以30万的价格买入房子,然后以27万的价格卖出,27万就是你的负债数,所以你什么都没剩下
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Microsoft Bob was kind of like a low end Word processor and spreadsheet but the screen look like a house and this dog walked around and talked to you about writing your book reports or something.
那是一款类似于,低端文档处理器和数据表,的产品，但是屏幕,看起来像个房子,还有狗走来走去和你对话，写书或者报告。
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You can sign up with the Salem Fire Corporation, pay a yearly subscription fee, and if your house catches on fire, they will come and put out the fire.
你可以和塞伦消防公司签约，每年支付会员费，如果你的房子着火，他们会来灭火。
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But yeah, it's just a lot...basically whatever money can buy you in terms of housing is what you're able to get over there.
只是很多……基本上，就房子而言，只要是钱能买到的，你就能在那里买到。
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And of course it exists in a semiotic relationship to a white light over a street door which means "this is my house; if you wish you can ring the bell but I'd just as soon you stayed out."
当然它是存在于一个语义篇中的,而临街门上的白灯则意味着,这是我的房子，你要进来必须按门铃,但是你最好别进来“
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If you had a house outside the acropolis as you would, it was not defended.
如果你在卫城的范围以外造了间房子,那它是没有防御能力的
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Let's say, you're walking down the street, passed a house that looks really really familiar.
假设，你正沿着街走着，路过一栋房子时，你觉得特别眼熟。
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We have the words of a language, the morphology, but all that gives you is "Dog," "Cup," "Chair," "House," "Story," "Idea."
语言也拥有词,即语态,但这些词只能让你知道,"狗","杯子","椅子,","房子","故事","想法"
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You can number every single byte just like you can number every house on a street.
你可以给每个字节编号,就像你给街上每栋房子编号一样。
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it starts to get more houses. I mean, I live in an apartment now,
你会看到越来越多的房子。我的意思是，我现在住在公寓里，
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Can you describe the shape of the houses in the Upper East Side area?
你能描绘上东区房子的样子吗？
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You pay 2,000, 3,000 dollars a month for a shoe box apartment
你一个月得为一间鞋盒大小的房子花上两三千美元，
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I had to clean the house and the mess that you made.
我得把房子打扫了一遍，清理你留下的一团乱麻。
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How did you find the place where you're living right now?
你是怎么找到现在正居住的房子的？
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You don't want your house to burn down,
你可不想让你的房子给烧毁，
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Can you tell us about your home?
你的房子是什么情况？
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It's just like if you buy a house and you buy - a lot of people are very leveraged now.
就像你买了栋房子,然后买了,很多人现在都处于负债中
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When you first bought the house they told you what the mortgage payment was and they're fixing that forever, well for thirty years.
最初你买这套房子的时候,他们已经告诉你每月偿还额是多少,在未来30年里这是固定的
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They subtract this from the purchase price of the house and then you've got the cash to go and buy another house.
他们从售房价格里减去这个贷款余额,然后你就可以得到现金去买另一个房子
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Then the deal is that when you sell the house they subtract -you've got to pay this.
那么当你售出房子后,他们会从中减去,这个余额,这就是你要付给他们的
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so there aren't houses like you would find elsewhere
所以这里没有那种你在其它任何地方都能找得到的房子。
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Well, you get some town houses... type things.
你可以得到一些城镇房子……一类的东西。
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They can stall you for a year; you're trying to sell the house, they hire lawyers and sue you and you've got to hire lawyers.
能拖延你整整一年的时间,当你准备卖掉房子,他们会请律师起诉你,然后你也不得不请律师
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When you buy a house, you borrow the money and you pay it back in fixed-- it would usually be monthly, but let's say annual payments.
当你买了一座房子,你贷了些款,然后你在一定的时间内偿还一部分,一般来说都是按月来算的,但是假设我们是按年支付的
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You pay every year a fixed amount on your house to the mortgage originator and then after so many-- n is 30 years, typically--you would then have paid it off.
你每年都在你的房子上支付一定数目的偿款,给抵押商然后,数年后,设n是30年,一般来说你已经能偿清贷款了
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And you stopped in front of the house,
于是你在房子面前停了下来，
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When you get--when you sell the house, what do they do?
当你出售这套房子时他们会怎么做呢
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Anyway, your loan-to-value ratio is getting pretty precarious because your house is now down 30% in value; your loan-to-value ratio, if we were to give you $5,000, would be something like 90%.
你的贷款价值比变得很不安全,因为你的房子已经贬值30%,如果我们借给你5000美金,你的贷款价值比率在90%左右
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