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You were smart and adorable and all this time I assumed you were dumb and adorable.
你很聪明，而且很可爱,这么久了我竟然一直以为你可爱但只是不会说话呢“
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It will be useful and I think it also will show you that you are very smart.
这个句型非常有用，使用它也会让你显得很聪明。
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And if you stood up and started talking about everything you knew you'd look really smart too.
如果你也站上来讲你学到的,别人也会觉得你很聪明。
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A managed portfolio, you find somebody you think is really smart and you pay them a fair amount of money and in return they assert that they will pick winners for you, and in fact, you will outperform the stock market.
而代管投资组合就是说，你找一个你觉得很聪明的人,给他们一些钱,然后他们会说一定会帮你选出,赚钱的股票，实际上你会比股市整体表现要好。
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Most of the time, it really is safe. You just have to be smart about it.
大多时候，都很安全。你只要放聪明点就好了。
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And you might think what a strange right but there's a cleverness to it.
你可以会觉得这个权利很奇怪,但这条权利有它的聪明之处。
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And b, they have what's called a low expense ratio since they're easy to implement, you don't pay anyone to be brilliant to implement if for you.
但是他们的费用比率很低,因为这种做法很容易，你不需要,有多聪明就能去实施。
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