It means we really haven't done anything-- that's an exaggeration-- we've done very little to manage risks that individuals or that countries face, for that matter, or even individuals face.

这意味着我们面对冲击无动于衷-,这有点夸张-,我们只做了很少努力,来管理个人，或国家面临的风险。

耶鲁公开课 - 金融市场课程节选

We need--and there's a lot of talk in Congress right now -we need to think about new regulations that protect individuals, much like the regulations that the HOLC and the FHA made.

现在国会里有很多人都在讨论这个问题,我们需要思考关于,能用来保护个人权益的新法规,像房主贷款公司和联邦住宅管理局的制度

耶鲁公开课 - 金融市场课程节选