They are people that you--the community--trusts, that people are willing to let into their home and discuss things like death; that was an innovation that came in then.

他们在社区中享有威望,人们希望他们进入自己家中,并愿意与之讨论一些不快的话题,如死亡,这个创新从那以后就流行了起来

耶鲁公开课 - 金融市场课程节选

Again, I'm repeating a theme that is in my book, New Financial Order, that financial innovation and insurance innovation is a succession of inventions and each invention propels the idea more forward.

我要再一次强调我的《金融新秩序》,这本著作的主题之一就是,金融创新与保险创新,是前后相继的一系列创新活动,每一步创新都推动着保险理论向前发展

耶鲁公开课 - 金融市场课程节选