Things started to happen in response to this and risk management got better.

因此不断涌现出新的东西,风险管理逐渐改善。

耶鲁公开课 - 金融市场课程节选

I don't know these things personally, but it's my understanding that the whole structure is suffering some moral hazard problems and that they're evolving and trying to improve the institutions.

我没有亲身考察过，但我的理解是,这整个体系遭遇着道德风险的挑战,并且人们不断改进,尝试着改善机制。

耶鲁公开课 - 金融市场课程节选