Recognizing this problem, the insurance commissioners in the various states have decided to form an organization, that's the NAIC, and they hold regular conferences.

在意识到这个问题的时候,各州的保险监督官,就决定去建立一个组织,就是美国保险监督官协会,并定期开会

耶鲁公开课 - 金融市场课程节选

The first sort of principle to me is clipping coupons.

我的第一个原则就是定期获得收益。

耶鲁公开课 - 金融市场课程节选