From my research and discussions with loan-company owners, their loans are collateralized and demand is strong, and as long as they adhere to strict loan to value ratio rules, defaults are rare.
笔者进行的研究以及与贷款公司老板的访谈显示，这些公司的贷款都有抵押，需求很旺，而且只要他们坚持严格的贷款与价值比率规则，就很少有违约的情况。
Determining certain interest rate and loan to value ratio (LTV) can make creditors mitigate credit risk, which comes from the price risk and liquidity risk of collateral in inventory pledge loan.
存货抵押贷款中，信用风险主要来源于抵押物价格和流动性风险，信贷人确定适当的利率和贷款价值比能够有效缓释信用风险。
They must also vary the loan-to-value ratio on commercial and residential mortgages to forestall real estate bubbles.
为预防房地产泡沫，他们也必须适时地调整商业和住宅抵押贷款的贷款价值比。
The Swedes last year imposed a maximum loan-to-value ratio of 85% on mortgages, for instance.
比如，去年瑞典强行规定抵押贷款的贷款与估值比例最高可为85%。
He is biased, no doubt; but Texas law does cap the loan-to-value ratio of mortgages at 80%.
他的见解无疑带有偏见，不过德州法律确实把抵押的贷款价值比率控制在80%以内。
The critical thing is the loan-to-value ratio, or LTV.
其中关键的一点是贷款价值比率，或者简称ltv。
There are lots of costs, so you want to have a loan-to-value ratio, which is sufficiently low, that the collateral will cover the value of the loan.
那是一大笔开销,因此你要设定一个足够低的,贷款价值比率,使得抵押物价值能够为贷款提供保障
The biggest successrate occurs when the loan-to-value ratio is below 66%, a condition that rulesout recent subprime borrowers.
这个方案要取得最大的成功，就必须贷款价值比低于66%，而这个标准可以排除掉现在次级贷中所有的借款人。
Anyway, your loan-to-value ratio is getting pretty precarious because your house is now down 30% in value; your loan-to-value ratio, if we were to give you $5,000, would be something like 90%.
你的贷款价值比变得很不安全,因为你的房子已经贬值30%,如果我们借给你5000美金,你的贷款价值比率在90%左右
The weighted loan-to-value ratio for the loan pool is a rock-solid 63%. These are among America's safest mortgage bets.
此外，加权贷款价值比必须保持在绝对可靠的63%，这样就能保证这些抵押贷款处于美国最安全的抵押贷款水平。
A mortgage lender doesn't want to lend more than the property is worth because that would mean a loan-to-value ratio over one.
抵押贷款的贷方，借给你的钱不会超过财产本身价值，因此贷款价值比率就会大于1。
The history of mortgages is that they have generally over time gotten more easy on loan-to-value ratio and also on maturity.
从抵押贷款的历史来看，随着时间推移，抵押贷款，对于贷款价值比和期限越来越宽松。
Part of — this is the — it's not loan-to-value ratio — this is the ratio of mortgage debt to personal consumption expenditure.
这并非贷款价值比率的问题，一定程度上，是抵押率的问题，即负债对个人消费支出的比率。
Real estate and housing price play an important role in China's economic expansion, in terms of the ratio of real estate loan to total loan and the ratio of housing value to GDP.
从房地产信贷占总信贷的比例以及房地产市值与GDP的比例来看，中国的房地产以及房地产价格在经济扩张当中扮演着重要角色。
The larger the house price fluctuation ratio and loan to house value ratio are, the higher of the default rate;
住房价格波动率和贷款房价比越大，住房贷款违约率越大；
Canadians taking out mortgages with a loan-to-value ratio over 80% must also take out insurance on them from a federal agency called the Canada mortgage and Housing Corporation (CMHC).
加拿大人在获得按揭时，贷款额与抵押物价值比超过80%，同时还必须从名叫加拿大按揭房屋公司(CMHC)的一家联邦机构对其进行保险。
In both Japan and the US, the loan-to-value ratio rose sharply towards the end of the bubble.
无论是日本还是美国，在泡沫濒临破裂时，贷款与估值比率(loan - to - value ratio)均出现了大幅上升。
In both Japan and the US, the loan-to-value ratio rose sharply towards the end of the bubble.
无论是日本还是美国，在泡沫濒临破裂时，贷款与估值比率(loan - to - value ratio)均出现了大幅上升。
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