There is good debt and bad debt.
债务分为良性债务和不良债务。
A percentage of less than 40% is considered to be a good debt service indicator.
一个百分比低于40%,被认为是一个很好的偿债指标。
As you can guess, 'good debt' is amassed when you logically borrow to produce income or purchase appreciating assets.
正如你可以猜到的,当你理性地借债购买可以产生收益或增值的资产时,好的债务也会不停地积累财富。
So what I want to do today is just try and make you think a little bit about that. Let's start with debt. Good debt, bad debt.
所以我今天要做的事,是启发你考虑一下这个问题。我们就从债务这个问题开始吧。债务也有好坏。
Getting into some debt may be unavoidable - student loans, for example, or housing loans are usually seen as good debt, especially at low interest rates.
欠债可能是不可避免的——像助学贷款啦,住房贷款啦之类的,通常被认为是良性的债务,特别是它们的利率还比较低。
The real trick to building personal wealth is learning how to transform 'bad debt' into 'good debt'. This book explains how - without having to cut up credit cards.
真正的个人致富秘诀是学习如何吧坏的负债转变成好的负债。这本书解释了怎样才能在享受信用卡给你带来的便利的同时让你资产增值。
He was so good to me that I can never repay the debt I owe him.
那时他对我太好了,我永远都还不清欠他的人情债。
Students on financial aid at nearly every Ivy stand a good chance of graduating debt-free.
几乎每一所常春藤盟校的学生都有很大的机会在毕业时不负债。
If you can understand that debt can be good, and carefully learn to use debt as leverage, you will gain an advantage over most savers.
如果你能认识到债务也可以变成好事,并仔细地学习和使用债务作为财务杠杆,你将获得一种大部分储蓄者没有的优势。
Paying lower interest rates on debt is not the only benefit of having good credit.
支付更低的借款利率并非是拥有良好积分的唯一好处。
Mr Liddell is right: plenty of uncertainties surround GM—far more so than apply to Ford, which despite carrying a good deal more debt than its rival is doing a fine job of carrying out its strategy.
里德尔先生是对的:大量的不确定因素困扰着通用公司——而且远远多于福特,尽管通用在施行一个良好的应对措施,然而比竞争对手更多的债务在实施企业战略上起着积极效果。
We have simply incurred more technical debt than we would like and now is a good time to pay it down.
只是我们欠下了足够多的技术债,再也无法忍受,而现在是还债的好时候。
But if you really think about it, even German and American debt is not looking so good either.
不过如果仔细考虑,就会发现即使是德国和美国的债券也并不是美丽无瑕的。
This is a fantastic guide to getting out of debt and developing good money habits.
这是本神奇的指导书,他能让你从债务中摆脱出来,并且养成良好的理财习惯。
He says the dollar is "not a good store of value" given the high public debt and uncertain economic outlook in the U.S..
他说,美元不是一个好的保值工具,美国的公债太高,美国的经济前景也很不确定。
There is no good theory on what is the right level of public debt.
就公共债务的比例而言,并没有合适的理论来规定其最佳比例。
Japan offers a good example of how much debt a developed country can handle without succumbing to inflation.
日本为发达国家如何处理债务而又不造成通胀做出了榜样。
The chances of at least one if not more of the ratings agencies downgrading American debt are now quite good.
如果不会有太多评级机构下调美国国债评级的话,已经算是万幸了。
The good idea is to tax part of financial firms' liabilities-crudely put, their debt.
这个计划的优点是对金融机构部分负债征税。
The debt that had piled up in the good years became oppressive once lenders scented trouble.
资金的借贷者们一旦嗅到危险的气息,在经济繁荣的年份里累积的债务马上就变成沉重的负担。
In the 1960s and 70s, there was a general sense that graduates would always find a good job, and post-graduate debt loads seemed modest so students explored more options.
在20世纪六七十年代,大学毕业生被普遍认为能够找到一份好工作,并且毕业后的债务似乎没有那么重,因此学生就有更多的选择。
A good chunk of the gross debt is held by foreign Banks: the BIS puts the figure at euro 198 billion at the end of last year, around 120% of GDP (see table 4).
这些债务的一大部分由外国银行持有,国际清算银行(BIS)认为在截止去年年底这个数字为1980亿欧元,大约为其GDP的120%(如表4)。
The ProShares UltraShort Lehman 20+ Year Treasury Bond ETF (TBT) and ProShares UltraShort Lehman 7–10 Year Treasury Bond ETF (PST) are good ways to play this debt-market collapse.
ProShares超短雷曼20年期美国国债的ETF (交易代码TBT)和ProShares超短雷曼7-10年期美国国债的ETF(交易代码PST)是从这一债务市场崩溃中获得交易盈利的很好方式。
The ProShares UltraShort Lehman 20+ Year Treasury Bond ETF (TBT) and ProShares UltraShort Lehman 7–10 Year Treasury Bond ETF (PST) are good ways to play this debt-market collapse.
ProShares超短雷曼20年期美国国债的ETF (交易代码TBT)和ProShares超短雷曼7-10年期美国国债的ETF(交易代码PST)是从这一债务市场崩溃中获得交易盈利的很好方式。
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