Mr Fico is gaining record popularity ratings.
菲科先生正在赢得破纪录的民众支持率。
An updated version of the FICO model, to reflect the subprime crisis, was released last year.
去年，为了反映次贷危机，FICO模型发布了更新的版本。
But Andrew Jennings of FICO, the company behind America's FICO credit scores, reckons that 25-30% of defaults are now premeditated.
但FICO(美国FICO信用评分的发布者)的安德鲁•杰宁斯(Andrew Jennings)认为，现在有25—30%的违约是有预谋的。
While the FICO score is stable, the interest rate is much higher for higher DTI.
FICO分数基本稳定的情况下，DTI越高利率也就越高。
Applying for new credit affects two of the FICO score categories in a negative way.
申请新的信贷会对两项FICO评分产生不利影响。
The default risk increases 6.76 times for borrower with FICO Score of 664 versus 829.
信用得分为664的借款人相比得分为829的借款人其违约风险增长了6.76倍。
The default trend is not surprising; lower the FICO score, higher the chances of defaults.
这种趋势并不让人惊讶：信用得分越低，违约可能性就越高。
If your only major bad mark comes from unpaid medical debts, FICO says it expects your credit score to go up by 25 points.
FICO表示，如果你唯一的重大不良记录来自未缴纳的医疗债务，预计你的信用评分将上升25分。
The chart below shows the percentage of loans with loan status of Default and Fully Paid for each Original FICO Score Range of borrowers.
下图展示了不同原始信用分数的借款人的违约和全额支付两种状态的贷款所占比例。
Some of these variables that we have discussed here include FICO score, derogatories, public filings, state, homeownership, years of employment and the list goes on.
我们在此讨论的一些变量包括FICO得分，不良借款信息，公共文件，所在州，房产，受雇年限等等。
Some of these variables that we have discussed here include FICO score, derogatories, public filings, state, homeownership, years of employment and the list goes on.
我们在此讨论的一些变量包括FICO得分，不良借款信息，公共文件，所在州，房产，受雇年限等等。
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