Referring to the industrial rules and CCB's rules, the paper presents a clear definition of credit assets risk classification and describe the rules on how to recognize the risks.
本文的主要内容为参考行业及本企业的规则明确信贷资产风险分类的定义以及识别规则;
Banks must publish details of their assets and liabilities and of the models they use to calculate credit and operational risk.
银行必须公布有关资产负债以及信用和操作风险计算模型的详细情况。
This practice may be exposing central banks to too much credit risk, as well as stalling the recovery of the market for mortgage-backed assets.
此举也许会使央行面临过大的信用危机,同时也有可能会延缓抵押支持资产市场的复苏进程。
But three large investment Banks the Banker mentioned last year for their high proportion of market-risk-weighted assets - UBS, Deutsche bank and Credit Suisse - are also on this list.
但是银行家杂志提到的三家大投资银行-瑞银、德意志银行和瑞士信贷去年因为高比例的市场风险权重资产今年也在其例。
Market-risk teams saw them as credit instruments, since the underlying assets were loans.
而市场风险小组认为它们是信用工具,因为这些产品的基础资产是贷款。
Going into the credit crisis, its two big Banks had an extra buffer equivalent to about 1.5% of risk-weighted assets.
信用危机中,它的两大银行拥有大约占其风险加权资产1.5%的额外缓冲等价物。
The committee has also included an additional counter-cyclical buffer of up to 2.5% of risk-weighted assets, which regulators can impose when they think credit is flowing freely.
该委员会的意见中还包括一项拥有2.5%加权风险资产的额外反周期缓冲资金,监管者在其认为信贷失去控制时就可以强制起用这些资金。
So enforcing the system of credit risk management to reduce the amount of bad assets is the four state-owned commercial Banks' main work, and also ensures to reduce our country's financial risks.
因此,加强和完善信贷风险管理,切实降低不良资产,是四大国有商业银行今后几年工作的重点,也是我国有效降低金融风险的重要保障。
To avoiding the credit risk, securing all of the project assets is basic requirement, including the revenue-producing contracts.
为避免信用风险,包换产销合同在内的所有资产抵押是个基本的要求。
Securitization of Financial Assets; Credit risk management; Credit Rating; Cedit Enhancement.
金融资产证券化;信用风险管理;信用评等;信用增强。
Compared with foreign Banks, the assets quality of bank credit is low and the risk is too high.
与国外的银行比,我国银行信贷资产质量低下,风险过高已是不争的事实。
No significant amount of individual financial assets, could pay separately for testing, or a similar credit risk characteristics included in the portfolio of financial assets for loss testing.
对单项金额不重大的金融资产,可以单独进行减值测试,或包括在具有类似信用风险特征的金融资产组合中进行减值测试。
The urgent matter for commercial Banks is to reduce non-performed assets, take precautions against and dissolve financial risks, over which credit risk dominates.
商业银行的当务之急是降低不良资产,防范与化解金融风险,而信贷风险又是主要风险。
The lower quality and highly bad loan of credit assets in the commercial bank of our country has became the most hidden trouble of financial risk.
我国商业银行信贷资产质量低下,不良贷款比率高,已经成为我国金融风险的最大隐患。
In case of credit assets backed securities, the paper explores the special risks of asset securitization-default risk, and the default risks with KMV model.
以信贷资产支持证券为例探讨资产证券化的特有风险—违约风险,并运用KMV模型测度个案违约风险,在此基础上提出一些控制违约风险的策略。
Second, mutual funds have to cope with redemption risk as retail investors can quickly move money from funds containing assets tainted with potential credit events or losses.
其次,当零售投资者可以迅速地把货币调离受潜在信贷事件或损失影响的、含有资产的资金时,互助基金必须克服补偿风险。
In recent years credit risk Model is widely used within international banking groups, which plays a very important role in measuring credit risk of assets of commercial Banks.
信用风险模型是近年来在一些国际性商业银行内部用于衡量银行资产信用风险的模型方法,它在有效测评商业银行信用风险方面发挥了重要的作用。
Compared with the conventional credit risk management tools, CDS has great advantage on solving the "credit Dilemma" problem, enhancing the liquidity of assets and so on.
与传统的信用风险管理工具相比,信用违约互换产品具有能够解决信用悖论问题,增强资产的流动性等多方面的优势。
They define four credit risk categories and they define a formula involving the amount of assets in each of the categories.
他们定义了四个风险等级,然后根据每个风险等级下的资产额,定义了一个资产总额的计算公式。
It's mainly a financial contract, which can separate the credit risk from the reference assets and transfer it to the credit protection seller.
它是一种能够将参照资产的信用风险从信用保护的买方转移给信用保护卖方的金融合约。
The risk management of mortgaged assets, as an important credit risk management, has become the base for the commercial Banks to guarantee asset safety and increase benefit.
抵押资产的风险管理作为信贷风险管理的一个重要方面,已成为商业银行保证资产安全,提高效益的基础。
Since institutions in this case do not own the underlying assets in which they trade, systematic, credit and counterparty risk accrues directly to the asset holder.
由于金融机构并不拥有他们所交易、分类、信贷的交易标的资产,交易对手风险直接施加在资产所有者身上。
We must free up the flow of credit to consumers and businesses by reducing the risk posed by troubled assets.
我们必须通过降低不良资产带来的风险,放开对消费者和工商企业的流动资金贷款。
So, the quality of average assets is declined and risk of bank credit is increasing.
这样就致使资产平均水平质量下降,信贷风险增大。
In face of the powerful threaten from the rivals, CCB have to develop more customers and extend its business products continuously, which may bring much more risk to its credit assets.
在争取更多客户,不断扩展业务占有量的同时,同样也给建行信贷资产质量带来了风险,为确保长期保证建行在市场竞争中的竞争力,信贷资产十二级分类系统的建设已迫在眉睫。
Related to character of credit assets and actuality of credit risk management, it finds necessity in introducing more advanced risk measurement method in Agricultural Bank of China Suzhou Branch.
接下来结合苏州农业银行信用资产特征和信用风险管理现状,分析了引入先进信用风险度量方法的必要性。
Related to character of credit assets and actuality of credit risk management, it finds necessity in introducing more advanced risk measurement method in Agricultural Bank of China Suzhou Branch.
接下来结合苏州农业银行信用资产特征和信用风险管理现状,分析了引入先进信用风险度量方法的必要性。
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