随着消费借贷的扩张，家庭举债也随之增长。
受全球经济放缓及美国消费借贷业务亏损的打击，汇丰控股开始筹资。
Buffeted by slowing economies around the world and losses at its U.S. consumer-lending operation, HSBC is in fund-raising mode.
预约合同最早存在于买卖、使用借贷、消费借贷等个别契约之中，后被有些国家扩及于所有契约。
It originally consists in specific contracts such as sales contract; loan contract and so on, and it expands to all of contracts latterly by some countries.
随着互联网金融市场的成熟，并且随着更多的投资者进入该领域，互联网消费借贷或许也将采取类似的措施。
Perhaps online consumer lending will take a similar path as online lending matures and as more investors enter the space.
消费与借贷增加，这让很多人热血沸腾。
The increased spending and borrowing made many people's blood boil.
低利率可以通过为消费者和商家降低借贷成本来促进经济发展。
Lower interest rates can boost the economy by reducing borrowing costs for consumers and businesses.
在预算中，首相应宣布两项措施以鼓励借贷和消费。
In the budget, the chancellor should announce two measures to encourage borrowing and spending.
在汽车借贷中,我们也看到了更高的拖延费用,信用卡债务,以及其他形式的消费债务,因为私房所有者不再能够利用房子的净值去偿还其他的债务。
We’ll also see much higher default rates on car loans, credit card debt, and other forms of consumer debt, because homeowners can no longer draw on their home equity to pay other debt.
亚洲家庭的低消费和借贷率意味着还有巨大的增加支出的空间。
Asian households' low rate of consumption and borrowing means that they have huge scope to spend more.
不顾后果的借贷和消费导致信用泡沫破碎后，波罗的海三国今年都遭遇了GDP经济总量的双位数下降。
All three Baltic states are facing double-digit economic declines in GDP this year, following the collapse of credit bubbles created by reckless lending and spending.
他控制通胀的方法，是直接地约束借贷与消费，把人民币与美元挂钩。
What he did to curb inflation was direct restrictions on borrowing and spending, with the RMB anchored to the US dollar.
资产价格上升，从而促进消费；企业债券价差额减少，公司的借贷成本得以降低。
Higher asset prices have propped up consumer spending and narrower corporate bond spreads have eased firms' borrowing costs.
还清你的债务并不再去形成任何新的借贷 ：债务和消费使人上瘾，而相应的一些机构完全可以让你乐此不疲。
Extinguish your debts and don't take on any new ones: Debt and consumption are addictions, and the corporatists are determined to keep you addicted.
借贷消费是一种情绪、一种精神状态，而不是宣告死刑。
Borrowing to spend is a mood, a state of mind, not a death sentence.
这一直是一次必要的调整，因为我们走的借贷消费道路是不可持续的。
This has been a necessary adjustment because the borrow-and-spend path we were on wasn’t sustainable.
利率为负肯定能鼓励大众借贷和消费，从而扩大总需求。
A negative interest rate would certainly encourage people to borrow and spend, thereby expanding aggregate demand.
在繁荣的年代，美国人借贷较多，通常比他们抵押的房屋所值还要多；他们储蓄少而消费多。
During the boom years, Americans borrowed more, usually against higher home values; they saved less and spent more.
失业率在八月份上升到6.1％。随着资产价格的下跌和紧缩的信贷使消费者的借贷更难，失去工资立即会对他们的消费能力有巨大的影响。
The jobless rate soared to 6.1% in August; with falling asset prices and tighter credit making it harder for consumers to borrow, lost paychecks will have a more immediate impact on their consumption.
消费者如果有能力继续借贷，他们就可以克服这些障碍。
Consumers could overcome even that handicap if they were able to keep borrowing.
甚至进一步提高准备金要求也不可能有足够的影响(或作用)来减缓消费者借贷。
Raising reserve requirements even further might not have enough of an impact to slow consumer lending.
一个曾因过度借贷和消费而陷入危机的国家，现在希望通过过度借贷消费走出困境，怎么可能？
And how can a country that got itself in peril by borrowing and spending without limit now borrow and spend its way back to safety?
美国消费者将不再是中国出口拉动型增长的引擎，而中国储蓄者也不再能够继续为美国的借贷提供资金。
US consumers are no longer going to be the engine for Chinese export-led growth, but nor can Chinese savers continue to finance American borrowing.
第二件要做的事就是要加快解决房贷危机。 这样，企业将更愿意参与借贷和拓展业务，消费者也更愿意花钱消费。
The second thing is to accelerate the resolution of the home mortgage crisis, which would make businesses more eager to borrow, expand and consumers more willing to spend.
这些额外的需求压制着债券利率，并给企业和消费者借贷成本设了一个较低的标准。
The extra demand weighs on bond yields and sets a lower threshold for the cost of credit for businesses and consumers.
消费者不但缩减开支，他们也更少借贷，更多存钱。
Consumers are not only spending less; they're also borrowing less and saving more.
当利息较低时，消费者与商人并非仅仅借贷资金，他们将借来的钱购买资产，形成反馈循环，最终导致泡沫。
When interest rates are low, consumers and businesses do not just borrow money; they borrow money to buy assets, setting up a feedback loop that can eventually lead to a bubble.
过去十年的大多数时间里，美国是一个借贷和消费国，而非储蓄国。
For most of the last decade America was a nation of borrowers and spenders, not savers.
过去十年的大多数时间里，美国是一个借贷和消费国，而非储蓄国。
For most of the last decade America was a nation of borrowers and spenders, not savers.
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