我国没有建立显性的存款保险制度，在比较发达国家存款保险制度的基础上，从主体、职能、对象、标的、限额和费率五个方面提出我国外资银行存款保险制度的构建。
China has not established explicit deposit insurance system. I will study this system from the main body, functions, objects, targets, limits and rates based on the experience of developed countries.
但如何构建我国的存款保险制度，以有效发挥存款机构的作用，是我国目前亟待解决的问题。
But how to construct the savings deposits insurance system of our country so as to make the savings deposits institution function efficiently is a problem demanding prompt solution.
但如何构建我国的存款保险制度，以有效发挥存款机构的作用，是我国目前亟待解决的问题。
But how to construct the savings deposits insurance system of our country so as to make the savings deposits institution function efficiently is a problem demanding prompt solution.
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